Pain and suffering calculator
Pain and Suffering Calculator
Are you looking for a pain and suffering calculator? After going through the pain of an accident that wasn’t your fault, you might choose to press forward with legal charges. An agreed-upon figure is a requirement in the majority of settlements, so how do the two parties agree on a fair price? In this guide, we’ll offer a balanced view on calculating just how much pain and suffering calculators can be worth.
Is There Such A Thing As A Pain And Suffering Calculator?
The short answer? No. There is no such thing as a hard and fast pain and suffering calculator, and anybody who tells you that there is one — one that can be used generally, for all personal injury cases — is either lying, or wrong. The cost of pain and suffering, and of your claim in general, depends first on your specific case, and second on how much your attorney can negotiate. Nevertheless, there are a number of factors that affect the value of your claim.
What Factors Are Relevant To My Claim
Various factors come into play when determining the cost of your claim, as mentioned above. Each one of them determines the ‘value’ of your pain and suffering.
- Physical Pain and Suffering. As the name suggests, a key part of the pain and suffering calculator. Essentially, how much damage was done, and how detrimental has the damage been to your quality of life? Someone who has undergone a lot of physical harm – broken bones, lacerations, lasting/permanent damage – will be in greater pain, and therefore can normally claim more.
- Mental Pain and Suffering. Of course, the first thing that springs to mind when you think ‘pain and suffering’ are aches and pains, and physical damage. But mental pain such as depression, anxiety, loss of enjoyment of life, fear or anger are also important. Each of these factors can increase the potential value of your claim.
- Hospital Bills. The cost of your medical bills matters, too. If you are forced to pay a huge excess in hospital bills, that will play a large role in the settlement process. The reasoning is obvious: you would not have been in hospital were it not for the defendant’s actions, so it is only fair that they cover the cost. That being said, hospital bills will not be the deciding factor in the overall price, but only one part of the decision.
- Damage to Property. How badly damaged is your vehicle after an auto accident? In the event of a write-off or major damage, this can boost the pay-out. If your brand new smartphone was broken after a slip or fall, or any other valuable property of yours was damaged as a result of a personal injury, you can claim back its value.
- Loss of Earnings. Personal injury can result in permanent physical disabilities in the worst case, and a short amount of time off work in the best case. You can claim back your lost earnings in your claim.
Which part of the claim Is calculated?
Generally speaking, hospital bills are the largest part of any claim. Damage to property can also be significant, especially if you are in an auto accident. And depending on your job, loss of earnings could (and often does) lead to claims in the millions of dollars. Loss of earnings is relatively easy to calculate: if you were forced to take one month off work, you will be compensated for one month of your wage. If you are permanently disabled, you will be compensated your average expected wage up to the point where you would have retired. This is a significant amount of money for anybody.
Pain and suffering is less easy to calculate. It is essentially a monetary value assigned to everything you have to go through after an accident; hospital bills and lost earnings are simply calculated, but how much is loss of enjoyment of life ‘worth’? Well, how long is a piece of string? That’s where the ‘multiplier’ comes in.
What Is A Multiplier?
Another reason why pain and suffering is difficult to estimate before you make a claim is the multiplier. The multiplier is the way by which you can eventually put a price tag on your pain and suffering. It might sound heartless– after all, how could you put a price on being able to spend time with your family and enjoying life?– but this is the best way we have of offering compensation for pain and suffering.
The multiplier takes the value of everything discussed above– hospital bills, property damage, lost earnings and so on– and increases it by anywhere between 1.5 and 5 times. The multiplier depends on the severity of your injuries. The worse your injuries, the more you will be allowed to reasonably claim either from your insurance provider, or in a court of law.
There is an alternative to the multiplier, which is the ‘per diem’ method. This pays a set, reasonable amount per day (hence the name) until you reach a medically defined complete recovery. This sum is normally relatively small, perhaps $80-100 per day; but as you can imagine, if it takes you several years to recover from a personal injury– or if you are left permanently disabled– this figure can equate to a large settlement.
How Can 719 Pain Help?
The purpose of 719 Pain is to provide everything you need, under one roof. When you go through a personal injury, it helps to have the right people on-hand. We will put you in touch with proven personal injury specialists, whether they are an attorney to help you claim, or a physician or chiropractor to help you recover.
It takes the right legal mind and specialist treatment to ascertain the full risk – and value – of the incident. Don’t settle second-rate treatment or assistance. Call 719 Pain, and we’ll address your legal and medical needs to offer you peace of mind, rather than more stress. There’s no reason to try and calculate the pain and suffering calculator alone; get expert advice and get what you deserve!